Homeowners Insurance
Get a quick and personalized
Homeowner insurance quote
Please choose your product state below:
Or call us for more information 1-888-338-6523
Scroll down for more info
Rest easy knowing your home is covered
Life has its own stresses and you should be able to rest easy and let us take care of your home in case of a disaster or accident. Our home packages will take care of all your needs so you can get on with life when things get in the way.
Know your insurance policy
Homeowners Package
- Protection for Your Home And Property
- Hurricane, Hail and Wind Coverage
- Replacement Cost of Dwelling
- Residential Glass
- Dog / Animal Liability
- Optional Enhanced Coverage
What's Not Covered
- Secondary/Seasonal/Vacation Properties without active utility service.
- Dwelling with relevant business on premises.
- Manufactured homes, modified manufactured homes or trailers, shell homes, do-it-yourself or homemade homes
- Dwelling in which the homeowner has no legal title to the land upon which it is located.
- Swimming Pools without standard security or safety features.
- Flat roofs
- Wood burning stoves
- Dwelling is on more than 10 acres
Requirements to Purchase Homeowners Insurance
- Owner Occupied Primary or Seasonal Residence.
- Heat Source Thermostatically Controlled.
- Smoke detectors are required on all homes.
- Homes in average or better condition showing pride of ownership.
How to save
Homeowners Package
Protection for Your Home And Property
Available 12 Month Policies
Includes
- Up to$1 Million protection for your home
- 40% of personal property contents
- 10%-20% (of Dwelling Value) for Coverage of An Other Structure
- Up to$500k of personal liability
- $10k in Medical Payments
- Fire & Lightning, Riot & Civil Commotion, Aircraft, Windstorm/Hurricane/Hail*, Explosion, Damage by Vehicles, Smoke, Vandalism and Malicious Mischief, Water Damage (sudden/accidental), Falling Objects, Weight of Ice/Snow/Sleet, Breakage of Glass, Theft Money, Bank Cards, Jewelry, Watches, Fur, Business Personal Property. (with limits)
Additional Available Coverages
- Hurricane, Hail and Wind Coverage
- Replacement Cost of Dwelling
- Residential Glass
- Dog / Animal Liability
- Optional Enhanced Coverage
What's Not Covered
- Secondary/Seasonal/Vacation Properties without active utility service.
- Dwelling with relevant business on premises.
- Manufactured homes, modified manufactured homes or trailers, shell homes, Do-it-yourself or homemade homes
- Dwelling in which the homeowner has no legal title to the land upon which it is located.
- Swimming Pools without standard security or safety features.
- Flat roofs
- Wood burning stoves
- Dwelling is on more than 10 acres
Requirements To Purchase Homeowners Insurance
- Owner Occupied Primary or Seasonal Residence.
- Thermostatically controlled heat source.
- Smoke detectors are required on all homes.
- Homes in average or better condition showing pride of ownership.
5.3+ Million
Total Customers Served
409,968+
Customer Service calls
1+ Billion
Total Amount Paid in Claims